Is Leisure Care Travel Insurance right for your cruise?
Leisure Care travel insurance is a policy offered by CruisesOnly – A travel agency specializing in cruises.
If you are going on a cruise and need travel insurance- is this the best policy for you? Let’s look closer at the coverage they offer.
The main thing that pops out is that the medical expense and medical evacuation coverage is low. The sickness/accident medical expense is $50,000 (which is doable), but the medical evac at $50,000 is shockingly low. If this is important to you (and I would imagine it would be, considering a cruise could be stuck anywhere), than we may recommend a different option to you depending on your specific circumstances.
How Do You Know if the Leisure Care policy is right for you?
Let’s just be clear. Just because a cruise or tour operator push a policy on you – it does not mean it’s the best policy for you. The cruise/tour operators are typically completely ignorant on the specific details of the policy they offer and the payout rates of the underwriter. We are not saying LeisureCare is not a good policy, we are simply saying that just because they offer it does NOT necessarily mean it is the best travel insurance policy for you.
Travel insurance can be incredibly complex, especially when you consider that there are hundreds of different policies and options on the market.
The only way to truly know if LeisureCare is the best travel insurance company for you is to speak to an expert who can guide you.
At Travel Defend, our brokerage has access to every travel insurance policy in America and we are experts at all of them. Our concierge service will answer all your questions, ensure you receive the perfect policy for your precise situation, take care of all the paperwork, and most importantly, ensure you get paid if you have a problem.
The best part? You never pay a penny more to work with Travel Defend. All our benefits, with no downside- the ultimate win-win.
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Travel Insurance Powered by Artificial Intelligence
If you’re more comfortable purchasing a policy online – our revolutionary quote optimizer is for you. Our quote optimizer uses proprietary AI to automatically search through every policy in the country and immediately provide you with the ideal policy for your situation. It weighs your state of residence, the dollar amount of the trip, destination, dates involved and travelers ages to immediately determine which would be the best policy – SPECIFICALLY for you.
WHY IS TRAVEL INSURANCE SO IMPORTANT?
Travel insurance does a number of things. It can protect the trip cost, as well as provide medical coverage on the trip, trip delay, baggage delay, baggage loss and a number of other important coverages.
Any time you leave the country, travel insurance is a must. This would apply to any person of any age and on any trip. Traveling to a foreign country with no medical coverage can be a life altering devastating experience. The cost of travel insurance (when the trip cost is low) is typically very cheap but critical. Medicare and many US based health insurance plans will not provide adequate medical coverage while traveling outside of the U.S.
Leisure Care Travel Insurance Details